Program Steps
To qualify for an NSP home, buyers must follow the program steps outlined here:
1. Contact either of the agencies below to obtain an NSP application and register for the required Home Buyer Education Class. The NSP application can be downloaded from either website.
Lee County Housing Development Corporation
3677 Central Ave. Fort Myers, FL 33901
www.leecountyhdc.org
(239) 275-5105Home Ownership Resource Center (Fort Myers Office)
4040 Palm Beach Blvd #C Fort Myers, FL 33916
www.horcswfl.org
(239) 768-2013Home Ownership Resource Center (Cape Coral Office)
1423 SE 16th Place Suite 205 Cape Coral, FL 33990
www.horcswfl.org
(239) 673-9192
2. Fill out the NSP Application and provide the completed application to the housing agency. The
agency will contact you for an appointment and then issue a conditional approval letter. They will also provide any budget or credit counseling needed to help you get lender approval.
3. Contact a lender to get pre-approved for a mortgage.
4. Provide the lender’s pre-approval letter to the housing agency to review the terms of the loan and issue a final NSP approval letter. This letter will clearly explain the dollar amount you are qualified to purchase in terms of price and the amount of financial assistance you may receive from Lee County.
5. After receiving a final NSP approval letter from the housing agency, you are welcome to review available properties on the Lee County NSP website at nsp.leegov.com and contact a realtor® or county staff member to visit the NSP homes that fit within your budget.
6 Take the NSP final approval letter to your licensed realtor® to prepare and submit a purchase contract to Lee County. Purchase offers must be faxed to: (239) 485-8391; Attn. Robert Clemens, Broker, Division of County Lands.
7. Work with the housing agency, bank, and realtor® to ensure that contract contingencies are met and that you’ve completed the required Home Buyer Education Class in order to close on the home.